Privacy Policy

Introduction

Welcome to the website of Nomad Insurance Inc. ("Company," "we," "us," or "our"). We are an international health insurance brokerage headquartered in Delaware, United States. We are committed to respecting and protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit or use our website ("Services"). It also describes your choices regarding use, access, and correction of your personal information.

Please read this Privacy Policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree, please do not access or use the Services.

1. Information We Collect

We may collect personal information from you in a variety of ways, including when you:

• Visit our Website: We automatically collect certain technical information, such as your IP address, browser type, operating system, device identifiers, referring URLs, and access times.

• Request a Quote or Use Our Brokerage Services: We collect information you provide, such as your name, email address, phone number, mailing address, birth date, health information, and other data needed to process insurance quotes or applications.

• Contact Us: We may collect your name, email address, phone number, and any other information you choose to include in your communication.

• Sign Up for Newsletters/Marketing: We collect your email address and other contact information when you opt in to receive marketing communications.

2. How We Use Your Information

We may use the information we collect for the following purposes:

• Providing Services: To offer our insurance brokerage services, process insurance quotes and applications, and manage customer relationships.

• Communication: To respond to your inquiries, send confirmations, technical notices, updates, security alerts, and administrative messages, and provide customer support.

• Marketing and Promotions: To communicate with you about offers, promotions, rewards, upcoming events, and other news about services offered by us or our selected partners, as permitted by applicable law.

• Legal and Regulatory Compliance: To comply with applicable laws, regulations, or legal processes, as well as to enforce our agreements and protect our rights, property, and safety or that of our users and third parties.

• Analytics and Improvements: To analyze trends, administer the website, track users' movements on the website, gather demographic information about our user base, measure the effectiveness of our marketing campaigns, and improve our website and Services.

3. Cookies and Other Tracking Technologies

We may use cookies, web beacons, pixels, and other tracking technologies (“Cookies”) to collect information about your browsing activities, such as the pages you visit and the links you click. We use this information to:

• Remember your preferences and settings

• Personalize your experience

• Analyze website traffic and trends

• Deliver targeted advertisements

You can typically adjust your browser settings to refuse Cookies or to alert you when Cookies are being sent. However, if you choose to refuse Cookies, some features of our website may not function properly.

4. Sharing Your Information

We may share your personal information in the following circumstances:

• Insurance Carriers and Partners: We may share your information with insurance carriers, reinsurers, and relevant service providers as necessary to provide and administer insurance products.

• Service Providers: We may share information with third-party vendors and other service providers who perform services on our behalf, such as web hosting, payment processing, customer support, marketing services, and analytics.

• Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your personal information may be transferred as part of the transaction. We will notify you of any such change in ownership or control of your personal information.

• Legal Compliance: We may disclose information when legally required to do so, such as in response to subpoenas, court orders, or other legal processes; or to protect the rights, property, or safety of our Company, users, or others.

• Consent: We may share your information with any third parties based on your consent or at your direction.

5. International Data Transfers

As an international health insurance brokerage, we may transfer your personal information to recipients in countries other than the country in which the data was originally collected, including to the United States where we are headquartered. These countries may have data protection rules that are different from your country. However, we will take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy and applicable data protection laws.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (for example, for regulatory compliance). When we no longer need your personal information, we will securely dispose of it in accordance with applicable laws and regulations.

7. Security

We take reasonable administrative, technical, and physical measures to safeguard personal information against loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.

8. Children's Privacy

Our Services are not directed to children under the age of 13 (or other relevant age under applicable law). We do not knowingly collect personal information from children without parental consent. If you believe we have collected personal information from a child without parental consent, please contact us. We will take steps to remove that information promptly.

9. Your Rights and Choices

Depending on where you reside, you may have certain rights regarding your personal information. These may include the right to:

• Access or receive a copy of your personal information

• Request the deletion or correction of your personal information

• Object to or restrict the processing of your personal information

• Withdraw your consent where we rely on your consent to process your personal information

To exercise your rights, please contact us at the details provided below. We will respond to your request in accordance with applicable data protection laws.

10. Links to Third-Party Websites

Our website may contain links to third-party websites, plug-ins, or services that are not owned or controlled by us. We are not responsible for the privacy practices or the content of those third-party services. We recommend that you read the privacy policies of such third parties before providing any personal information.

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, and other factors. When we make changes, we will revise the “Last Updated” date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about our collection, processing, and sharing of your personal information.